Frequently Asked Questions
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Testing of the source person is a covered expense if a student has a bloodborne pathogen exposure. Coverage under this policy must remain continuously in force from the date of the covered accident until the date of treatment, services or supplies are received for them to be a covered expense.


COVID-19 Updates

Coronavirus testing: NGL/Wellfleet will cover COVID-19 testing (including ER, telemedicine, urgent care and office visits) similar to a preventive benefit for fully insured plans, waiving co-pays, deductibles and co-insurance for customers when treated by in-network or out of network providers.

Coronavirus treatment: Covered based on the specific plan benefits.

Coronavirus immunization: Not yet available